PERSONALIZED LEARNING THROUGH ARTIFICIAL INTELLIGENCE: OPPORTUNITIES, RISKS, AND POLICY PERSPECTIVES ArticleStošić Lazar, Radonjić Aleksandar, Krčadinac Olja, Baltezarević Borivoje, Mikhailova OlgaInternational Journal of Cognitive Research in Science, Engineering and Education. Том 13. 2025. С. 541-549