ВЛИЯНИЕ КОНСОЛИДАЦИИ КАПИТАЛА НА УСТОЙЧИВОСТЬ И КОНКУРЕНТОСПОСОБНОСТЬ БАНКОВСКОГО СЕКТОРА СТРАНЫ

The article considers the positive and negative sides of consolidation and its influence on the banking sector. There is a difference between natural and artificial consolidation. The main negative consequence of consolidation is a possible decrease of competition. The impact of consolidation on individual regions and the banking system as a whole is considered on an example