В УСЛОВИЯХ ФИНАНСОВОГО КАПИТАЛИЗМА XXI ВЕКА ЖИЛЫЕ ЗДАНИЯ ЦЕНЯТСЯ НЕ КАК ДОМА, А КАК ИНВЕСТИЦИОННЫЕ АКТИВЫ. В РЕЗУЛЬТАТЕ - ЗЛОВЕЩЕ МАЛОНАСЕЛЁННЫЕ ГОРОДА И МРАЧНЫЕ НЕДОСТРОЕННЫЕ ПРИГОРОДЫ

This text offers a sharp and timely critique of how finance capitalism has reshaped the meaning of housing and urban space in the 21st century. By reframing occupancy as a central mechanism of economic speculation, it reveals how homes are increasingly divorced from their social function and redefined as vehicles for wealth storage. The introduction of terms like "zombie urbanism" and "ghost urbanism" is especially effective, providing a vivid vocabulary for understanding the eerie, under-occupied conditions that characterize many global cities today. With a wide range of international examples-from Paris and London to Miami and Melbourne-the piece highlights how widespread and systemic the issue is. It convincingly demonstrates that vacancy is no longer a sign of urban failure but a feature of speculative success. While the essay is rich in analysis and data, it deliberately avoids offering solutions, instead leaving readers with a haunting picture of contemporary urbanism shaped more by capital flows than by human habitation.